Transparent Pricing

Our Service Fees

Many financial planners and advisors sell investment products for commission.  They are paid commissions by the product companies, for example a mutual fund family.

We are fee-only financial advisors.  This means we do not accept any commissions.  Our only source of compensation is you, so our loyalty is only to you.

We also believe in voluntary transparency.  You don’t have to ask us what we charge for our services. We volunteer the information and we describe the services that are covered by the fee. Our business practice is full disclosure and no surprises.

Flexible Options

You can get to know us for free with our Manage Your Finances option.  You have the option of transitioning into the full-service relationship when the timing is right for you.

And, no matter which option you choose, you’ll always know exactly how much you will pay for our services.  You’ll never get any surprise bills from us.

Package
Free
Silver
Gold
What you get
Manage Your Finances
Most of our clients select the Silver service level
Clients with special requirements or more complex financial situations select our Gold service level.
Free use of our secure wealth management platform
Access to all GWM educational services and resources
Full-service financial planning
Full-service investment management
Scheduled virtual meetings
Face-to-face meetings at our Houston office
Additional meetings as needed
Unlimited phone and email support
Use of our secure wealth management platform
Access to all GWM educational services and resources
Additional services that address more complex financial situations *
Investment services that include stocks and bonds
A minimum investment may be required for this service level
What it costs
Free
1%asset based fee
1%asset based fee
Term
NONEcancel any time
NONEcancel any time
NONEcancel any time
Free
Manage Your Finances
What You Get:
  • Free use of our secure wealth management platform
  • Access to all GWM educational services and resources
What it costs:Free
Term: None - cancel any time
Silver
Most of our clients select the Silver service level
What You Get:
  • Free use of our secure wealth management platform
  • Access to all GWM educational services and resources
  • Full-service financial planning
  • Full-service investment management
  • Scheduled virtual meetings
  • Face-to-face meetings at our Houston office
  • Additional meetings as needed
  • Unlimited phone and email support
  • Use of our secure wealth management platform
  • Access to all GWM educational services and resources
What it costs:1% asset-based fee
Term: None - cancel any time
Gold
Clients with special requirements or more complex financial situations select our Gold service level.
What You Get:
Includes all Silver level services PLUS:
  • Additional services that address more complex financial situations*
  • Investment services that include stocks and bonds
  • A minimum investment may be required for this service level
What it costs:1% asset-based fee
Term: None - cancel any time

When is your fee billed?

Our fee is billed quarterly in arrears. This way, you only pay for services after you receive them.

How do I pay your fee?

The 1% annual fee is deducted in 0.25% increments each quarter from a designated account.

Am I locked into a contract with your services?

No.  You can stop our services at any time.

Is financial planning available as a separate service?

We view financial planning and investment management as one integrated service.  We provide both services for one all-inclusive, asset-based fee.

How does an asset-based fee benefit me?

Asset-based fees align our mutual interests. For example, the only way our fee goes up is when your assets increase in value.  99% of any increase goes to you. Only 1% of the increase goes to us.

Ready for a Financial Checkup?

Schedule your complimentary 45 minute financial review session today.